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How to Rent Apartments With No Credit Check

NYC Living When I was a broker I worked with a ton of students who were in school or were just about to graduate. The bottom line is the landlord wants to know how you as a student will be able to afford the apartment — especially without credit history . Do you have a large bank account that can supply 12 months of rent? (Unlikely dream scenario for all parties.) Do you have someone that will be paying the rent for you? (Another fun dream scenario .) And the most likely scenario is: you are using loans and a summer job to get by. Right? Here’s how you can rent an apartment with no credit check: Solution 1: If you default the landlord wants to know how you will come up with the rent. The 99 percent solution ends up being a rental guarantor. You will need someone in your family (or kind friend) to cosign your rental apartment agreement and be legally on the hook if you default on your rent for any reason. This ends up being tough for a few reasons: You are still attached financially...

Alton Woman Loses Deposit for Apartment

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ALTON – A woman in Alton encountered a problem after she left a deposit on an apartment she was interested in renting, but changed her mind due to appliances in the apartment being in bad condition. The problem was that she never signed a contract. Monica Tatum and her five kids were sleeping in her car a couple of weeks ago. She had given an $800 deposit to an apartment complex in Alton. “The apartment was never livable. When I got my electricity connected, I noticed the A/C wasn’t working. We didn’t have a refrigerator, so she brought us one. We let her know it wasn’t working,” Tatum explained the problems she ran into with the apartment. “And then we let her know that the water heater wasn ’t working.” That was when Tatum decided she had to find a new place to live. She wanted her $800 back. Tatum has the receipts for the money she paid, but signed any paper work to hold the landlord responsible. “She never gave me anything. No verbal agreement. No written. Anything,” said Tatum. Th...

Planning a wedding abroad is not the hassle you think it is

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Deciding to get married abroad need not be the hassle many imagine. Paula Burns tells how she planned her upcoming wedding in Spain On September 2, 2017 I will be saying ‘I do’ to the love of my life. As clichéd as it sounds, it’s the truth. He is my love, best friend and partner in crime. The backdrop to this momentous occasion will be the breath- taking Parque Torre Leonera , a flower filled haven nestled in the Spanish village of Benahavís. This is the whitewashed village where we celebrated our engagement last year and so holds a special place in our hearts. With beautiful views and almost guaranteed sunshine (I’m so afraid of jinxing the weather despite the South of Spain boasting 320 days of sunshine a year!) it felt right that this should be the place where we will begin the next chapter in our lives. When we decided to get married in Spain my initial reaction was ‘We NEED a wedding planner!’ The thought of going it alone to create a magical day for THE biggest day of our liv...